Irresponsible Lending Intelligence
Turn complex credit information into structured intelligence that helps regulated partners identify and prioritise cases for further investigation. Less noise. Better evidence. Smarter prioritisation.
Equifax
TransUnion
Identity
Vehicle
VALIFI
intelligence layerStructured output
The problem
Not every agreement should become a claim.
Large customer populations create cost and operational noise. Valifi helps focus attention where the data supports stronger reasons for investigation.
Data screening
Focused review
The Valifi intelligence journey
- 1Data
- 2Identify
- 3Screen
- 4Enrich
- 5Prioritise
- 6Partner review
What the technology can look for
Existing indebtedness
Credit utilisation
Repayment stress
Arrears/defaults
Repeat borrowing
Search activity
Historical position
Relevant lending relationships
Built around the evidence
Credit data is part of the evidential picture.
Valifi helps structure relevant credit intelligence so a regulated partner can decide whether a case warrants further investigation.
- 1Credit file
- 2Financial info
- 3Lender records
- 4Partner Assessment
Start broad. Finish focused.
Reduce noise
Reduce unnecessary handling
Improve evidence quality
Prioritise resource
Built around your operation
No one-size-fits-all model.
Valifi configures the technology around the partner's agreed strategy and regulatory framework.
API or batch
Custom screening logic
Configurable data journeys
Granular reporting
Test the opportunity using your own population.
Start with a controlled dataset. Understand the available intelligence before scaling.